Connect a wallet to use this path
You need a small Ethereum Sepolia balance to attest. Nothing is spent or deposited.
10% APR accrues on drawn credit, and there is no liquidation path. Drawing mints sCREDIT to your wallet rather than sending ETH, and redeeming burns it back against the debt. Your balance stays in your Sepolia wallet rather than being custodied, which is why the line is 20% of it. Opening this way is not a payment, so it does not move your credit score.